Are you a California driver struggling with high car insurance costs? California law mandates that all vehicle operators maintain financial responsibility. The California Low Cost Automobile Insurance Program (CLCA) was created to address this, offering a solution for income-eligible individuals to obtain necessary liability insurance at rates they can afford.
Established by the California Legislature in 1999, the CLCA program, operating under California Insurance Code Section 11629.7, aims to bridge the gap between financial constraints and legal driving requirements. Despite the legal obligation, many income-eligible drivers remain uninsured simply because standard insurance premiums are financially out of reach. The California Car Insurance Program provides a vital safety net.
However, there are affordable options available. The California Low Cost Automobile Insurance Program is designed to protect you, your loved ones, and fellow drivers by increasing the number of insured motorists on the road.
Recent legislative updates, specifically Senate Bill 1273 passed in 2014, have broadened the accessibility of this program. An exception to the previous three-year continuous licensing requirement now allows drivers with less than three years of verifiable driving experience to participate. Furthermore, the maximum vehicle value for program eligibility has been increased from $20,000 to $25,000.
For more detailed information about this California car insurance program, please visit the official website: www.mylowcostauto.com.
Key Resources:
- Consumers: To check your eligibility and find a certified agent, please visit www.mylowcostauto.com or contact them directly at 1-866-602-8861.
- Insurance Agents and Brokers: For comprehensive program details, please refer to the Automobile Insurance Plan Service Office (AIPSO) website: www.aipso.com/PlanSites/CaliforniaLowCost.aspx.
The California Department of Insurance is committed to community outreach and provides CLCA experts for community events. For inquiries or partnership opportunities, please contact the Community Relations and Outreach Branch (CROB) at 300 S. Spring Street, South Tower Los Angeles, CA 90013, or call toll-free at (877) 401-9550. You can also reach them via email at [email protected].
The California Low Cost Automobile Insurance Program is a public service initiative from the California Department of Insurance and is expertly administered by the California Automobile Assigned Risk Plan (CAARP).
