At Audi Charlotte, we understand that purchasing your first car is a significant milestone. That’s why Audi Financial Services is dedicated to providing a financing experience that matches the sophistication and innovation of your chosen Audi vehicle. We believe everyone deserves a premier experience, and our First Time Buyer Program is specifically designed to make the dream of owning an Audi a reality, even if you’re just starting to build your credit history.
Unlock Your Driving Dreams with Audi Charlotte’s First Time Buyer Program
Buying a car for the first time can feel overwhelming, but Audi Financial Services simplifies the process, making it an exciting step towards owning your dream car. The Audi Charlotte First Time Buyer Program is tailored for individuals in Charlotte, NC, who are ready to purchase their first vehicle and may not have an extensive automotive credit history. This program is designed to support you in achieving your goal of driving away in a new or pre-owned Audi.
Which Audi Vehicles Qualify for the First Time Buyer Program?
Our First Time Buyer Program offers a wide selection of eligible Audi vehicles to suit your preferences and needs:
- New and Untitled Audi Vehicles: Experience the latest Audi models with cutting-edge technology and performance.
- Certified Pre-Owned Audi Vehicles: Enjoy the benefits of Audi quality and assurance at a potentially lower price point.
- Pre-Owned Audi Vehicles: Explore a range of reliable pre-owned Audi vehicles to fit your budget and lifestyle.
Please note that retail financing is applicable for Certified Pre-Owned and Pre-Owned Audi vehicles under this program.
Who is Eligible for the First Time Buyer Program in Charlotte?
The First Time Buyer Program at Audi Charlotte is available to individuals who meet the following criteria:
- U.S. Citizenship or Permanent Residency: Applicants must be U.S. citizens or permanent residents.
- No Prior Automotive Credit: This program is designed for those who are new to financing a vehicle and lack established automotive credit.
- Existing Credit in Good Standing: While no prior auto credit is required, any existing credit history must be positive, with no history of significant derogatory credit.
- Credit Approval: All applications are subject to credit approval by Audi Financial Services.
For complete details and to confirm your eligibility, we encourage you to visit our Audi dealership in Charlotte.
What Documents to Bring When Applying for the First Time Buyer Program
To expedite your application process for the First Time Buyer Program, please bring the following documents with you to Audi Charlotte:
- Proof of Income: Provide a copy of your proof of income demonstrating a stable financial situation. This should reflect an income level that is sufficient to meet your financial obligations, including car payments.
- Verification of Full-Time Employment: Documentation confirming at least one year of verifiable full-time employment with your current employer is required.
- Employer Payroll or HR Contact: Please provide a contact name and phone number for the Payroll or Human Resources Department at your current employer for employment verification purposes.
- U.S. Social Security Card: A copy of your United States Social Security card is necessary for identity verification.
- Personal References: Provide contact information for two personal references residing in the U.S. who Audi Financial Services can contact directly. One reference must be a relative. Please include their full name, address, and phone number.
The Advantages of Financing Your Audi Through Our Program
Choosing to finance your Audi offers numerous benefits, particularly through Audi Financial Services and the First Time Buyer Program:
- Ownership and Building Equity: Financing allows you to own your Audi outright after completing your payment term. As you make payments, you build equity in your vehicle, a significant financial advantage over leasing.
- No End-of-Lease Obligations: Unlike leasing, financing eliminates concerns about excess wear-and-tear charges or mileage restrictions at the end of your term. You have full control and responsibility for your vehicle.
- Freedom to Customize: As the owner, you have the freedom to customize your Audi without limitations. Whether you want to upgrade features or personalize its appearance, the choices are yours.
- Competitive Rates and Flexible Terms: Audi Financial Services offers competitive financing rates and a range of flexible terms to suit your budget and financial goals, making ownership accessible and manageable.
Protecting Your Audi Investment with Audi Prestige Insurance
To further enhance your ownership experience and protect your investment, consider Audi Prestige Insurance, designed specifically for Audi owners. Through Liberty Mutual Insurance, you may be eligible for exclusive discounts and tailored coverage. Benefits and options can include:
- Multi-policy and Multi-car Discounts: Potential savings for bundling policies or insuring multiple vehicles.
- Genuine Audi Replacement Parts: Ensuring quality repairs with authentic Audi parts.
- Towing to the Nearest Audi Dealership: Convenient towing services in case of breakdowns.
- New Car Replacement: Coverage for total loss of new vehicles under specific conditions.
- Accident Forgiveness: Maintaining your premium rate even after an accident (subject to eligibility).
Visit Audi Charlotte Today to Learn More About First Time Car Buyer Programs
If you’re a first-time car buyer in Charlotte, North Carolina, Audi Charlotte is your ideal partner in making your automotive dreams a reality. Don’t hesitate to visit our dealership today to explore the First Time Buyers Program in detail. Our expert finance team is ready to answer your questions, guide you through the application process, and help you drive away in the Audi you’ve always wanted. Stop by Audi Charlotte or contact us to take the first step towards owning your Audi.