Buying your first car is a significant milestone, filled with excitement and perhaps a bit of uncertainty, especially when it comes to financing. At Audi Charlotte, we understand this and are dedicated to making your journey to owning an Audi as smooth and enjoyable as the drive itself. Audi Financial Services offers exceptional programs, including specialized options for first-time buyers in North Carolina, designed to get you behind the wheel of your dream car.
Making Car Ownership Accessible for First-Time Buyers
The Audi Charlotte First Time Buyer Program is specifically tailored for individuals who are new to the automotive credit market. If you’re a first-time buyer in North Carolina without an established auto credit history, this program is designed to help you. We believe that a lack of prior credit shouldn’t prevent you from experiencing the thrill of owning an Audi.
This program extends to a range of Audi vehicles, ensuring you have options to match your style and needs:
- New Audi Vehicles: Experience the latest innovation and luxury.
- Certified Pre-Owned Audi Vehicles: Enjoy Audi quality with added value and assurance.*
- Pre-Owned Audi Vehicles: Explore a wider selection to find the perfect fit.*
*Retail financing only
Who Qualifies for the First Time Buyer Program?
To be eligible for the Audi First Time Buyer Program in North Carolina, you need to meet a few straightforward criteria:
- Residency: Applicants must be U.S. Citizens or Permanent Residents.
- Credit History: Specifically designed for those with no prior automotive credit history. While no credit history is required, any existing credit must be in good standing, free of negative marks.
- Approval: Applications are subject to credit approval by Audi Financial Services.
Documents to Bring to Audi Charlotte
To expedite your application process, please bring the following documents with you when you visit our dealership:
- Proof of Income: A copy demonstrating proof of income, confirming at least one year of verifiable full-time employment with your current employer. Your income should be in line with your financial obligations.
- Employer Contact: Provide a contact name and phone number within your employer’s Payroll or Human Resources Department for income verification.
- Social Security Card: A copy of your United States Social Security card.
- Personal References: Details of two personal references (including addresses and phone numbers) residing in the U.S. who Audi Financial Services can contact directly. One reference must be a relative.
The Advantages of Financing Your Audi
Choosing to finance your Audi offers numerous benefits, especially for first-time buyers:
- Full Ownership: Financing allows you to own the vehicle outright once the loan term is completed, building equity over time.
- No Lease-End Obligations: Avoid concerns about excess wear and tear charges or mileage restrictions associated with leasing.
- Customization Freedom: Enjoy the freedom to customize your Audi without limitations.
- Competitive Rates and Terms: Access competitive interest rates and flexible financing terms through Audi Financial Services.
Protecting Your Audi Investment with Audi Prestige Insurance
To safeguard your new Audi, consider Audi Prestige Insurance underwritten by Liberty Mutual Insurance. This insurance is tailored for Audi owners and may offer benefits such as:
- Potential Discounts: Multi-policy and multi-car discounts where available.*¹
- Genuine Audi Parts: Use of genuine Audi replacement parts for repairs.*²
- Towing Assistance: Towing to the nearest Audi dealership.*³
- New Car Replacement: Replacement of your car if it’s a total loss and less than a year old with low mileage (not available in NC).*⁴
- Accident Forgiveness: Potential accident forgiveness benefits.*⁵
*¹ Discounts and savings vary by state. *² Original Audi Parts, except where prohibited. *³ With optional Towing & Labor coverage. *⁴ New car replacement limitations apply, not in NC. *⁵ Accident Forgiveness terms apply, not in CA, varies by state.
Visit Audi Charlotte Today
Don’t let the complexities of car buying hold you back. Visit us at Audi Charlotte to explore the First Time Buyer Programs in North Carolina and take the first step towards owning your Audi. Our finance experts are ready to guide you through every step, making your first car buying experience memorable and rewarding. Call us or stop by today to learn more!
Audi Prestige Insurance is offered through Hamlin Services LLC, a subsidiary of VW Credit, Inc., not affiliated with Liberty Mutual Insurance. Policies are underwritten by Liberty Mutual Insurance Company and its affiliates. “Audi” and the Audi logo are trademarks of Audi AG. © 2016 Liberty Mutual Insurance Company.
