The Colorado Indigent Care Program (CICP) is designed to provide access to discounted healthcare services for individuals and families in Colorado with limited income. It’s important to understand that CICP is not a health insurance plan, but rather a program that helps eligible individuals reduce their healthcare costs. Those who qualify for CICP may also be eligible for Hospital Discounted Care in Colorado.
Who is Eligible for the Indigent Care Program?
To qualify for the Colorado Indigent Care Program, individuals must meet specific criteria:
- Residency: Applicants must be residents of Colorado.
- Income Limits: Individuals must meet certain income guidelines, demonstrating financial need.
- Other Coverage: Applicants should not be eligible for Health First Colorado (Colorado’s Medicaid program) or Child Health Plan Plus (CHP+). However, those with Medicare or other forms of health insurance may still be eligible for CICP.
To give you an idea of the income limits, here are some approximate figures:
CICP Income Guidelines Example
| Family Size | Approximate Annual Income | Approximate Monthly Income |
|---|---|---|
| 1 | up to $37,650 | up to $3,137 |
| 2 | up to $51,100 | up to $4,258 |
| 3 | up to $64,550 | up to $5,379 |
| 4 | up to $78,000 | up to $6,500 |
Applying for the Colorado Indigent Care Program
To apply for the Indigent Care Program, you will need to provide income information and details for yourself and all members of your household. The application process is typically initiated by contacting a healthcare provider that participates in CICP. You can call a participating provider to schedule an appointment and begin the application process.
Benefits and Healthcare Services Under CICP
The Indigent Care Program offers discounted emergency care at hospitals participating in CICP. Since CICP is not health insurance, the specific medical services that are discounted can vary between participating hospitals and clinics. Some providers may offer discounts on services such as:
- Urgent care
- Inpatient hospital care
- Primary care services
- Prescription medications
It’s important to note that all applications must be completed within 181 days from the date you received the healthcare service.
Understanding the Costs Associated with CICP
While CICP provides discounts, it’s not entirely free. You will be responsible for co-payments for the services you receive. The amount of your co-payment will depend on the specific medical services provided. Your family’s income level is a factor in determining what you will pay.
You will also be responsible for any medical services or tests that are not discounted by your specific CICP provider. The CICP discount is only applicable for services received from a qualified CICP provider. If you have other health insurance, your CICP discount will be applied after your insurance coverage. In cases where you have health insurance, you will pay the lower amount between the remaining charges your insurance doesn’t cover and the CICP co-payment.
CICP is Not a Substitute for Health Insurance
It is crucial to reiterate that the Colorado Indigent Care Program is not health insurance. If you are enrolled in CICP, it is advisable to explore other health coverage options. You might now be eligible for Health First Colorado (Colorado’s Medicaid program). To see if you qualify for Health First Colorado, Child Health Plan Plus (CHP+), or other assistance programs such as food assistance, you can visit the How to Apply page or call toll-free at 1-800-221-3943 / State Relay: 711.
Exploring Other Health Insurance Options in Colorado
You and your family might also be eligible for discounted health insurance purchased through the Connect for Health Colorado marketplace. To learn more about these options, visit the Connect for Health Colorado website or call toll-free at 1-855-PLANS4YOU (855-752-6749) or TDD: 1-855-346-3432.
For further questions about the Colorado Indigent Care Program, please contact the Health First Colorado Member Contact Center.
